Accounting made straightforward. Numbers you can trust.
Founded by husband and wife Simon Walker ACA & Tally Walker in Harvington. We look after your accounts, tax, and day-to-day Xero bookkeeping so you can focus on running your business. No jargon, no once-a-year surprises, and personal care whenever you need it.
The Cotswold Tavern
“Hi folks! I've reconciled the till sweep and verified supplier bills. Sunday roast margins are right on budget, and your quarterly VAT is already ring-fenced.”
Updated today at 09:15 by Simon Walker ACASpecialist accounting for your industry
Every business has its own rhythm. We tailor your Xero setup, charts of accounts, and monthly checks around your exact trade.
Hospitality & Food
Pubs, Restaurants & Boutique Hotels
Hospitality moves fast. Waiting until year-end to check food margins or till takings leaves you guessing. We give you weekly gross profit visibility and clean till reconciliations so you can protect your margins.
What We Take Off Your Plate:
“A Cotswolds dining pub recovered 4% in wet & dry margins simply by spotting wholesale price hikes before printing new menus.”
Need help in this sector?
Have a quick, confidential chat directly with Simon Walker ACA to see how we can streamline your books.
Talk to SimonModern tools. Human chartered advice.
No endless spreadsheets or shoe-boxes of receipts. We connect your accounts to Xero, keep your books current, and check in every month with plain-English advice.
Live bank feeds. Zero paper receipts.
We connect your business bank account directly to Xero. Snap a photo of an invoice or receipt on your phone, and it automatically attaches to the transaction.
- Direct bank feeds sync every morning automatically
- Snap receipts on your smartphone with Dext or Xero
- Zero panic before quarterly VAT submission deadlines
Complete accountancy, without the complexity
Everything your business needs from routine bookkeeping to tax planning, handled by a qualified Chartered Accountant.
Bookkeeping & Xero Setup
Direct bank feeds and receipt capture so your books are always current. No paper receipts or missing paperwork.
Year-End Statutory Accounts
ICAEW-standard annual accounts prepared, audited, and submitted to Companies House and HMRC on time.
VAT Returns & MTD Compliance
Full Making Tax Digital compliance with digital records and smooth, accurate quarterly returns.
CIS Returns & Construction
Monthly HMRC Construction Industry Scheme subcontractor verifications, deductions, and statements.
Payroll & Workplace Pensions
Automated monthly payroll, digital employee payslips, pension auto-enrolment, and director salary planning.
Cashflow Planning & Advice
Regular guidance from Simon Walker ACA to help you protect margins, plan dividends, and grow with confidence.
Meet Simon & Tally Walker
We are a married couple running Cotswold Financial together from our home in Harvington. We combine qualified ICAEW Chartered rigor with the personal care, warmth, and responsiveness of a dedicated local family practice.
Simon Walker ACA
Simon WalkerPractice Principal & Founder • Chartered Accountant
Simon is an Associate Chartered Accountant admitted by the Institute of Chartered Accountants in England & Wales (ICAEW). Having spent years advising independent businesses, dining pubs, builders, and growing companies across Worcestershire and Gloucestershire, Simon leads on statutory year-end accounts, tax planning, cashflow modeling, and making sure your numbers work for you.
Tally Walker
Tally WalkerPartner • Client Experience & Practice Operations
Tally is a Partner at Cotswold Financial, dedicated to ensuring working with us feels easy, supportive, and completely free of anxiety. Tally oversees client onboarding, ongoing day-to-day coordination, and regular check-ins—ensuring you always have someone friendly, attentive, and responsive who genuinely understands your business.
1 Fairview Cottages
Harvington, Evesham • WR11 8HU
Relaxed & Welcoming
Fresh cafetiere & unhurried advice
Come have a coffee and meet the family.
We believe the best client partnerships aren’t forged across stiff boardroom tables or through automated helpdesk tickets. They happen around the kitchen island—over a fresh brew, a warm welcome, and an honest conversation about your business.
Direct access to Simon & Tally. No call centers, no junior handoffs.
“When you join Cotswold Financial, you are not a client number in a database. You get our direct numbers and personal emails. We treat your business with the exact same dedication, care, and honesty that we put into our own family.”
Ready for a friendly chat?
Book a relaxed consultation with Simon and Tally today.
Let’s have a chat about your business
Whether you are setting up a new venture, looking to switch from an impersonal firm, or just want your day-to-day Xero bookkeeping sorted, Simon & Tally will be delighted to speak with you.
Simon & Tally Walker
Husband & Wife Partners • Harvington